"A good man leaves an inheritance to his children's children, but the sinner's wealth is laid up for the righteous!"  Proverbs 13:22

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Cash Flow

This worksheet helps you uncover all the hidden leaks in your wealth building plan so you get a visual display of where your money is going. It’s possible you don’t know the answers to all these questions this first time you fill it out, just do the best you can. Estimate numbers you can’t find out for sure.

Perhaps you may not have wanted to know your financial health because you suspect it might not look good, but know that avoidance and denial not only hurts us, but those we love as well.

Go through each category and be honest. This is the best way to move you forward on your quest to multiply your wealth. If you find you have income or responsibilities that are not listed, be sure to put them in areas labeled “other.”

This program will do all the math for you and give you an Actual Balance—your income minus expenses. This number could be positive or negative, depending on your personal income and expenses.

Once you see the picture, you can move forward with your vision of your ideal future. When you are aware of your money flow it frees you to make choices and decisions. It gives you the chance to change or adjust spending patterns to optimize your opportunities for wealth.

Personal Monthly Cash Flow

Download (PDF, 550KB)

Use the link above to download an Adobe PDF file you can edit to find out where your money goes each month.
Must have Adobe Reader to view download.